Generated by All in One SEO v5.0.0.1, this is an llms.txt file, used by LLMs to index the site. # Champ Consultants Your Business Partner ## Sitemaps - [XML Sitemap](https://champconsultants.co.uk/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Electric car grant UK: How to save up to £3,750 on a new electric vehicle](https://champconsultants.co.uk/2026/08/14/electric-car-grant-uk-how-to-save-up-to-3750-on-a-new-electric-vehicle/) - [et_pb_section fb_built=”1″ _builder_version=”3.0.47″ custom_padding=”15px|0px|57px|0px|false|false”][et_pb_row custom_padding=”5px|0px|28px|0px|false|false” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.12″]Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham.[/et_pb_text][et_pb_image src=”https://champconsultants.co.uk/wp-content/uploads/2026/08/Electric-car-grant-UK-How-to-save-up-to-3750-on-a-new-electric-vehicle-2.jpg” _builder_version=”3.12″ box_shadow_style=”preset2″][/et_pb_image][et_pb_text ol_position=”outside” _builder_version=”3.12″ text_font=”Montserrat||||||||” text_text_color=”#ffffff” text_font_size=”18px” ol_font=”||||||||” background_color=”#214c97″ box_shadow_style=”preset2″ custom_padding=”70px|70px|70px|70px” inline_fonts=”Open Sans”]With electric vehicles becoming increasingly popular across the UK, the - [Do you pay UK Inheritance Tax on gifts from parents living abroad?](https://champconsultants.co.uk/2026/07/14/do-you-pay-uk-inheritance-tax-on-gifts-from-parents-living-abroad/) - [et_pb_section fb_built=”1″ _builder_version=”3.0.47″ custom_padding=”15px|0px|57px|0px|false|false”][et_pb_row custom_padding=”5px|0px|28px|0px|false|false” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.12″]Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham.[/et_pb_text][et_pb_image src=”https://champconsultants.co.uk/wp-content/uploads/2026/07/Do-you-pay-UK-Inheritance-Tax-on-gifts-from-parents-living-abroad-1.jpg” _builder_version=”3.12″ box_shadow_style=”preset2″][/et_pb_image][et_pb_text ol_position=”outside” _builder_version=”3.12″ text_font=”Montserrat||||||||” text_text_color=”#ffffff” text_font_size=”18px” ol_font=”||||||||” background_color=”#214c97″ box_shadow_style=”preset2″ custom_padding=”70px|70px|70px|70px” inline_fonts=”Open Sans”]Receiving money or assets from family overseas can raise a - [Mansion Tax 2025: Why homeowners may want to delay renovations](https://champconsultants.co.uk/2026/06/15/mansion-tax-2025-why-homeowners-may-want-to-delay-renovations/) - [et_pb_section fb_built=”1″ _builder_version=”3.0.47″ custom_padding=”15px|0px|57px|0px|false|false”][et_pb_row custom_padding=”5px|0px|28px|0px|false|false” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.12″]Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham.[/et_pb_text][et_pb_image src=”https://champconsultants.co.uk/wp-content/uploads/2026/06/Mansion-Tax-2025-Why-homeowners-may-want-to-delay-renovations.png” _builder_version=”3.12″ box_shadow_style=”preset2″][/et_pb_image][et_pb_text ol_position=”outside” _builder_version=”3.12″ text_font=”Montserrat||||||||” text_text_color=”#ffffff” text_font_size=”18px” ol_font=”||||||||” background_color=”#214c97″ box_shadow_style=”preset2″ custom_padding=”70px|70px|70px|70px” inline_fonts=”Open Sans”]The Autumn Budget 2025 introduced a new property charge that - [What the State Pension Triple Lock Means for 2026](https://champconsultants.co.uk/2026/04/28/what-the-state-pension-triple-lock-means-for-2026/) - [et_pb_section fb_built=”1″ _builder_version=”3.0.47″ custom_padding=”15px|0px|57px|0px|false|false”][et_pb_row custom_padding=”5px|0px|28px|0px|false|false” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.12″]Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham.[/et_pb_text][et_pb_image src=”https://champconsultants.co.uk/wp-content/uploads/2026/04/What-the-State-Pension-Triple-Lock-Means-for-2026.jpg” _builder_version=”3.12″ box_shadow_style=”preset2″][/et_pb_image][et_pb_text ol_position=”outside” _builder_version=”3.12″ text_font=”Montserrat||||||||” text_text_color=”#ffffff” text_font_size=”18px” ol_font=”||||||||” background_color=”#214c97″ box_shadow_style=”preset2″ custom_padding=”70px|70px|70px|70px” inline_fonts=”Open Sans”]The State Pension increase from April 2026 has generated significant - [Can Pilots Claim Type Rating Costs on Their Tax Return? Here’s What You Need to Know](https://champconsultants.co.uk/2026/05/19/can-pilots-claim-type-rating-costs-on-their-tax-return-heres-what-you-need-to-know/) - [et_pb_section fb_built=”1″ _builder_version=”3.0.47″ custom_padding=”15px|0px|57px|0px|false|false”][et_pb_row custom_padding=”5px|0px|28px|0px|false|false” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.12″]Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham.[/et_pb_text][et_pb_image src=”https://champconsultants.co.uk/wp-content/uploads/2026/05/Can-Pilots-Claim-Type-Rating-Costs-on-Their-Tax-Return-Heres-What-You-Need-to-Know.jpg” _builder_version=”3.12″ box_shadow_style=”preset2″][/et_pb_image][et_pb_text ol_position=”outside” _builder_version=”3.12″ text_font=”Montserrat||||||||” text_text_color=”#ffffff” text_font_size=”18px” ol_font=”||||||||” background_color=”#214c97″ box_shadow_style=”preset2″ custom_padding=”70px|70px|70px|70px” inline_fonts=”Open Sans”]If you’re a pilot who has paid for your own - [What Directors Must Report: New Dividend Disclosure Rules](https://champconsultants.co.uk/2026/03/12/what-directors-must-report-new-dividend-disclosure-rules/) - [et_pb_section fb_built=”1″ _builder_version=”3.0.47″ custom_padding=”15px|0px|57px|0px|false|false”][et_pb_row custom_padding=”5px|0px|28px|0px|false|false” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.12″]Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham.[/et_pb_text][et_pb_image src=”https://champconsultants.co.uk/wp-content/uploads/2026/03/What-Directors-Must-Report-New-Dividend-Disclosure-Rules.jpg” _builder_version=”3.12″ box_shadow_style=”preset2″][/et_pb_image][et_pb_text ol_position=”outside” _builder_version=”3.12″ text_font=”Montserrat||||||||” text_text_color=”#ffffff” text_font_size=”18px” ol_font=”||||||||” background_color=”#214c97″ box_shadow_style=”preset2″ custom_padding=”70px|70px|70px|70px” inline_fonts=”Open Sans”]The UK tax system is changing the way directors of - [HMRC’s New Tax Reporting Rules for Directors & Shareholders](https://champconsultants.co.uk/2026/02/19/hmrcs-new-tax-reporting-rules-for-directors-shareholders/) - [et_pb_section fb_built=”1″ _builder_version=”3.0.47″ custom_padding=”15px|0px|57px|0px|false|false”][et_pb_row custom_padding=”5px|0px|28px|0px|false|false” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.12″]Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham.[/et_pb_text][et_pb_image src=”https://champconsultants.co.uk/wp-content/uploads/2026/02/HMRCs-New-Tax-Reporting-Rules-for-Directors-Shareholders.png” _builder_version=”3.12″ box_shadow_style=”preset2″][/et_pb_image][et_pb_text ol_position=”outside” _builder_version=”3.12″ text_font=”Montserrat||||||||” text_text_color=”#ffffff” text_font_size=”18px” ol_font=”||||||||” background_color=”#214c97″ box_shadow_style=”preset2″ custom_padding=”70px|70px|70px|70px” inline_fonts=”Open Sans”]If you’re a company director or shareholder, there are big - [The New Era of Statutory Sick Pay: What Employers and Employees Need to Know by 2026](https://champconsultants.co.uk/2026/01/21/the-new-era-of-statutory-sick-pay-what-employers-and-employees-need-to-know-by-2026/) - [et_pb_section fb_built=”1″ _builder_version=”3.0.47″ custom_padding=”15px|0px|57px|0px|false|false”][et_pb_row custom_padding=”5px|0px|28px|0px|false|false” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.12″]Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham.[/et_pb_text][et_pb_image src=”https://champconsultants.co.uk/wp-content/uploads/2026/01/The-New-Era-of-Statutory-Sick-Pay-What-Employers-and-Employees-Need-to-Know-by-2026-1.jpg” _builder_version=”3.12″ box_shadow_style=”preset2″][/et_pb_image][et_pb_text ol_position=”outside” _builder_version=”3.12″ text_font=”Montserrat||||||||” text_text_color=”#ffffff” text_font_size=”18px” ol_font=”||||||||” background_color=”#214c97″ box_shadow_style=”preset2″ custom_padding=”70px|70px|70px|70px” inline_fonts=”Open Sans”]Significant reforms to Statutory Sick Pay (SSP) are scheduled for - [How Individuals are affected by the budget 2025](https://champconsultants.co.uk/2025/12/08/how-individuals-are-affected-by-the-budget-2025/) - [et_pb_section fb_built=”1″ _builder_version=”3.0.47″ custom_padding=”15px|0px|57px|0px|false|false”][et_pb_row custom_padding=”5px|0px|28px|0px|false|false” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.12″]Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham.[/et_pb_text][et_pb_image src=”https://champconsultants.co.uk/wp-content/uploads/2025/12/How-Individuals-Are-Affected-by-the-Budget-2025.jpg” _builder_version=”3.12″ box_shadow_style=”preset2″][/et_pb_image][et_pb_text ol_position=”outside” _builder_version=”3.12″ text_font=”Montserrat||||||||” text_text_color=”#ffffff” text_font_size=”18px” ol_font=”||||||||” background_color=”#214c97″ box_shadow_style=”preset2″ custom_padding=”70px|70px|70px|70px” inline_fonts=”Open Sans”]Budget 2025: How the Key Tax Changes Could Affect Your - [How Are Pensioners Affected by the Budget 2025?](https://champconsultants.co.uk/2025/12/08/how-are-pensioners-affected-by-the-budget-2025/) - [et_pb_section fb_built=”1″ _builder_version=”3.0.47″ custom_padding=”15px|0px|57px|0px|false|false”][et_pb_row custom_padding=”5px|0px|28px|0px|false|false” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.12″]Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham.[/et_pb_text][et_pb_image src=”https://champconsultants.co.uk/wp-content/uploads/2025/12/How-Are-Pensioners-Affected-by-the-Budget-2025.jpg” _builder_version=”3.12″ box_shadow_style=”preset2″][/et_pb_image][et_pb_text ol_position=”outside” _builder_version=”3.12″ text_font=”Montserrat||||||||” text_text_color=”#ffffff” text_font_size=”18px” ol_font=”||||||||” background_color=”#214c97″ box_shadow_style=”preset2″ custom_padding=”70px|70px|70px|70px” inline_fonts=”Open Sans”]The recent Budget introduces several changes that will directly affect - [How Companies are affected by the budget 2025](https://champconsultants.co.uk/2025/12/08/how-companies-are-affected-by-the-budget-2025/) - [et_pb_section fb_built=”1″ _builder_version=”3.0.47″ custom_padding=”15px|0px|57px|0px|false|false”][et_pb_row custom_padding=”5px|0px|28px|0px|false|false” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.12″]Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham.[/et_pb_text][et_pb_image src=”https://champconsultants.co.uk/wp-content/uploads/2025/12/How-Companies-Are-Affected-by-the-Budget-2025.jpg” _builder_version=”3.12″ box_shadow_style=”preset2″][/et_pb_image][et_pb_text ol_position=”outside” _builder_version=”3.12″ text_font=”Montserrat||||||||” text_text_color=”#ffffff” text_font_size=”18px” ol_font=”||||||||” background_color=”#214c97″ box_shadow_style=”preset2″ custom_padding=”70px|70px|70px|70px” inline_fonts=”Open Sans”]Budget 2025: What the Key Tax Changes Mean for Your - [Why the New Companies House Verification Code Matters (and What Directors Need to Do Now)](https://champconsultants.co.uk/2025/11/18/why-the-new-companies-house-verification-code-matters-and-what-directors-need-to-do-now/) - [et_pb_section fb_built=”1″ _builder_version=”3.0.47″ custom_padding=”15px|0px|57px|0px|false|false”][et_pb_row custom_padding=”5px|0px|28px|0px|false|false” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.12″]Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham.[/et_pb_text][et_pb_image src=”https://champconsultants.co.uk/wp-content/uploads/2025/11/Why-the-New-Companies-House-Verification-Code-Matters-and-What-Directors-Need-to-Do-Now.jpg” _builder_version=”3.12″ box_shadow_style=”preset2″][/et_pb_image][et_pb_text ol_position=”outside” _builder_version=”3.12″ text_font=”Montserrat||||||||” text_text_color=”#ffffff” text_font_size=”18px” ol_font=”||||||||” background_color=”#214c97″ box_shadow_style=”preset2″ custom_padding=”70px|70px|70px|70px” inline_fonts=”Open Sans”]From 18 November 2025, Companies House are introducing one of - [Tax Code Checker](https://champconsultants.co.uk/2025/08/26/tax-code-checker/) - [et_pb_section fb_built=”1″ _builder_version=”3.0.47″ custom_padding=”15px|0px|57px|0px|false|false”][et_pb_row custom_padding=”5px|0px|28px|0px|false|false” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.12″]Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham.[/et_pb_text][et_pb_image src=”https://champconsultants.co.uk/wp-content/uploads/2025/08/Tax-Code-Checker.png” _builder_version=”3.12″ box_shadow_style=”preset2″][/et_pb_image][et_pb_text ol_position=”outside” _builder_version=”3.12″ text_font=”Montserrat||||||||” text_text_color=”#ffffff” text_font_size=”18px” ol_font=”||||||||” background_color=”#214c97″ box_shadow_style=”preset2″ custom_padding=”70px|70px|70px|70px” inline_fonts=”Open Sans”]Your tax code is what determines the tax that is - [Making Tax Digital: What every Landlord and Self-Employed person needs to know](https://champconsultants.co.uk/2025/10/29/making-tax-digital-what-every-landlord-and-self-employed-person-needs-to-know/) - [et_pb_section fb_built=”1″ _builder_version=”3.0.47″ custom_padding=”15px|0px|57px|0px|false|false”][et_pb_row custom_padding=”5px|0px|28px|0px|false|false” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.12″]Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham.[/et_pb_text][et_pb_image src=”https://champconsultants.co.uk/wp-content/uploads/2025/10/Making-Tax-Digital-What-every-Landlord-and-Self-Employed-person-needs-to-know.png” _builder_version=”3.12″ box_shadow_style=”preset2″][/et_pb_image][et_pb_text ol_position=”outside” _builder_version=”3.12″ text_font=”Montserrat||||||||” text_text_color=”#ffffff” text_font_size=”18px” ol_font=”||||||||” background_color=”#214c97″ box_shadow_style=”preset2″ custom_padding=”70px|70px|70px|70px” inline_fonts=”Open Sans”]If you’re self-employed or a landlord, you’ve probably heard whispers - [Paying Additional Stamp Duty](https://champconsultants.co.uk/2025/07/15/paying-additional-stamp-duty/) - [et_pb_section fb_built=”1″ _builder_version=”3.0.47″ custom_padding=”15px|0px|57px|0px|false|false”][et_pb_row custom_padding=”5px|0px|28px|0px|false|false” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.12″]Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham.[/et_pb_text][et_pb_image src=”https://champconsultants.co.uk/wp-content/uploads/2025/07/Paying-Additional-Stamp-Duty-1.jpg” _builder_version=”3.12″ box_shadow_style=”preset2″][/et_pb_image][et_pb_text ol_position=”outside” _builder_version=”3.12″ text_font=”Montserrat||||||||” text_text_color=”#ffffff” text_font_size=”18px” ul_font=”||||||||” ul_line_height=”1.1em” ol_font=”||||||||” background_color=”#214c97″ box_shadow_style=”preset2″ custom_padding=”70px|70px|70px|70px” inline_fonts=”Open Sans”]There are various times when additional stamp duty - [Making Tax Digital for ITSA: What You Need to Know in 2025](https://champconsultants.co.uk/2025/06/11/making-tax-digital-for-itsa-what-you-need-to-know-in-2025/) - [et_pb_section fb_built=”1″ _builder_version=”3.0.47″ custom_padding=”15px|0px|57px|0px|false|false”][et_pb_row custom_padding=”5px|0px|28px|0px|false|false” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.12″]Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham.[/et_pb_text][et_pb_image src=”https://champconsultants.co.uk/wp-content/uploads/2025/06/Making-Tax-Digital-for-ITSA-What-You-Need-to-Know-in-2025-1.png” _builder_version=”3.12″ box_shadow_style=”preset2″][/et_pb_image][et_pb_text ol_position=”outside” _builder_version=”3.12″ text_font=”Montserrat||||||||” text_text_color=”#ffffff” text_font_size=”18px” ol_font=”||||||||” background_color=”#214c97″ box_shadow_style=”preset2″ custom_padding=”70px|70px|70px|70px” inline_fonts=”Open Sans”]In an increasingly digital world, the UK government is transforming - [Some of the tax stages of self employment](https://champconsultants.co.uk/2025/05/09/some-of-the-tax-stages-of-self-employment/) - [et_pb_section fb_built=”1″ _builder_version=”3.0.47″ custom_padding=”15px|0px|57px|0px|false|false”][et_pb_row custom_padding=”5px|0px|28px|0px|false|false” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.12″]Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham.[/et_pb_text][et_pb_image src=”https://champconsultants.co.uk/wp-content/uploads/2025/05/Some-of-the-tax-stages-of-self-employment.jpg” _builder_version=”3.12″ box_shadow_style=”preset2″][/et_pb_image][et_pb_text ol_position=”outside” _builder_version=”3.12″ text_font=”Montserrat||||||||” text_text_color=”#ffffff” text_font_size=”18px” ol_font=”||||||||” background_color=”#214c97″ box_shadow_style=”preset2″ custom_padding=”70px|70px|70px|70px” inline_fonts=”Open Sans”]Whether you are already employed or not, you may decide - [Reminder of your annual allowances, including tax free ones](https://champconsultants.co.uk/2025/04/14/reminder-of-your-annual-allowances-including-tax-free-ones/) - [et_pb_section fb_built=”1″ _builder_version=”3.0.47″ custom_padding=”15px|0px|57px|0px|false|false”][et_pb_row custom_padding=”5px|0px|28px|0px|false|false” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.12″]Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham.[/et_pb_text][et_pb_image src=”https://champconsultants.co.uk/wp-content/uploads/2025/04/Reminder-of-your-annual-allowances-including-tax-free-ones.png” _builder_version=”3.12″ box_shadow_style=”preset2″][/et_pb_image][et_pb_text ol_position=”outside” _builder_version=”3.12″ text_font=”Montserrat||||||||” text_text_color=”#ffffff” text_font_size=”18px” ol_font=”||||||||” background_color=”#214c97″ box_shadow_style=”preset2″ custom_padding=”70px|70px|70px|70px” inline_fonts=”Open Sans”]We are now in another tax year, here is a - [Tax changes for Furnished Holiday Lets](https://champconsultants.co.uk/2025/02/13/tax-changes-for-furnished-holiday-lets/) - [et_pb_section fb_built=”1″ _builder_version=”3.0.47″ custom_padding=”15px|0px|57px|0px|false|false”][et_pb_row custom_padding=”5px|0px|28px|0px|false|false” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.12″]Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham.[/et_pb_text][et_pb_image src=”https://champconsultants.co.uk/wp-content/uploads/2025/02/Tax-changes-for-Furnished-Holiday-Lets.png” _builder_version=”3.12″ box_shadow_style=”preset2″][/et_pb_image][et_pb_text ol_position=”outside” _builder_version=”3.12″ text_font=”Montserrat||||||||” text_text_color=”#ffffff” text_font_size=”18px” ol_font=”||||||||” background_color=”#214c97″ box_shadow_style=”preset2″ custom_padding=”70px|70px|70px|70px” inline_fonts=”Open Sans”]From April 2025, the rules that furnished holiday lets can - [What changed in the Autumn Budget 2024](https://champconsultants.co.uk/2024/11/05/what-changed-in-the-autumn-budget-2024/) - [et_pb_section fb_built=”1″ _builder_version=”3.0.47″ custom_padding=”15px|0px|57px|0px|false|false”][et_pb_row custom_padding=”5px|0px|28px|0px|false|false” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.12″]Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham.[/et_pb_text][et_pb_image src=”https://champconsultants.co.uk/wp-content/uploads/2024/11/What-changed-in-the-Autumn-Budget-2024.png” _builder_version=”3.12″ box_shadow_style=”preset2″][/et_pb_image][et_pb_text ol_position=”outside” _builder_version=”3.12″ text_font=”Montserrat||||||||” text_text_color=”#ffffff” text_font_size=”18px” ol_font=”||||||||” background_color=”#214c97″ box_shadow_style=”preset2″ custom_padding=”70px|70px|70px|70px” inline_fonts=”Open Sans”]This was a huge budget and not only because there - [Champ Consultants Partners with FreeAgent to Simplify Financial Management for Small Businesses](https://champconsultants.co.uk/2024/11/05/champ-consultants-partners-with-freeagent-to-simplify-financial-management-for-small-businesses/) - [et_pb_section fb_built=”1″ _builder_version=”3.0.47″ custom_padding=”15px|0px|57px|0px|false|false”][et_pb_row custom_padding=”5px|0px|28px|0px|false|false” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.12″]Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham.[/et_pb_text][et_pb_image src=”https://champconsultants.co.uk/wp-content/uploads/2024/11/Champ-Consultants-Partners-with-FreeAgent-to-Simplify-Financial-Management-for-Small-Businesses.png” _builder_version=”3.12″ box_shadow_style=”preset2″][/et_pb_image][et_pb_text ol_position=”outside” _builder_version=”3.12″ text_font=”Montserrat||||||||” text_text_color=”#ffffff” text_font_size=”18px” ol_font=”||||||||” background_color=”#214c97″ box_shadow_style=”preset2″ custom_padding=”70px|70px|70px|70px” inline_fonts=”Open Sans”]We’re thrilled to announce that Champ Consultants is now a - [Potential tax change in the October budget](https://champconsultants.co.uk/2024/08/27/potential-tax-change-in-the-october-budget/) - [et_pb_section fb_built=”1″ _builder_version=”3.0.47″ custom_padding=”15px|0px|57px|0px|false|false”][et_pb_row custom_padding=”5px|0px|28px|0px|false|false” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.12″]Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham.[/et_pb_text][et_pb_image src=”https://champconsultants.co.uk/wp-content/uploads/2024/08/Accountant-Caterham-5.png” _builder_version=”3.12″ box_shadow_style=”preset2″][/et_pb_image][et_pb_text ol_position=”outside” _builder_version=”3.12″ text_font=”Montserrat||||||||” text_text_color=”#ffffff” text_font_size=”18px” ol_font=”||||||||” background_color=”#214c97″ box_shadow_style=”preset2″ custom_padding=”70px|70px|70px|70px” inline_fonts=”Open Sans”]We are all aware of the change in government in - [Employing your children over the summer holidays](https://champconsultants.co.uk/2024/06/19/employing-your-children-over-the-summer-holidays/) - [et_pb_section fb_built=”1″ _builder_version=”3.0.47″ custom_padding=”15px|0px|57px|0px|false|false”][et_pb_row custom_padding=”5px|0px|28px|0px|false|false” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.12″]Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham.[/et_pb_text][et_pb_image src=”https://champconsultants.co.uk/wp-content/uploads/2024/06/Accountant-Caterham-4.png” _builder_version=”3.12″ box_shadow_style=”preset2″][/et_pb_image][et_pb_text ol_position=”outside” _builder_version=”3.12″ text_font=”Montserrat||||||||” text_text_color=”#ffffff” text_font_size=”18px” ol_font=”||||||||” background_color=”#214c97″ box_shadow_style=”preset2″ custom_padding=”70px|70px|70px|70px” inline_fonts=”Open Sans”]We are nearly approaching the summer holidays and those of - [What is the Flat Rate Scheme for VAT?](https://champconsultants.co.uk/2024/05/13/what-is-the-flat-rate-scheme-for-vat/) - [et_pb_section fb_built=”1″ _builder_version=”3.0.47″ custom_padding=”15px|0px|57px|0px|false|false”][et_pb_row custom_padding=”5px|0px|28px|0px|false|false” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.12″]Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham.[/et_pb_text][et_pb_image src=”https://champconsultants.co.uk/wp-content/uploads/2024/05/Accountant-Caterham-3.png” _builder_version=”3.12″ box_shadow_style=”preset2″][/et_pb_image][et_pb_text ol_position=”outside” _builder_version=”3.12″ text_font=”Montserrat||||||||” text_text_color=”#ffffff” text_font_size=”18px” ol_font=”||||||||” background_color=”#214c97″ box_shadow_style=”preset2″ custom_padding=”70px|70px|70px|70px” inline_fonts=”Open Sans”]Whether you need to register for VAT because your turnover - [What are the tax changes from April 2024](https://champconsultants.co.uk/2024/03/18/what-are-the-tax-changes-from-april-2024/) - [et_pb_section fb_built=”1″ _builder_version=”3.0.47″ custom_padding=”15px|0px|57px|0px|false|false”][et_pb_row custom_padding=”5px|0px|28px|0px|false|false” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.12″]Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham.[/et_pb_text][et_pb_image src=”https://champconsultants.co.uk/wp-content/uploads/2024/03/Accountant-Caterham-2.png” _builder_version=”3.12″ box_shadow_style=”preset2″][/et_pb_image][et_pb_text ol_position=”outside” _builder_version=”3.12″ text_font=”Montserrat||||||||” text_text_color=”#ffffff” text_font_size=”18px” ol_font=”||||||||” background_color=”#214c97″ box_shadow_style=”preset2″ custom_padding=”70px|70px|70px|70px” inline_fonts=”Open Sans”]In the various budgets, a number of changes will be - [Landlords may be due a tax refund](https://champconsultants.co.uk/2024/04/22/landlords-may-be-due-a-tax-refund/) - [et_pb_section fb_built=”1″ _builder_version=”3.0.47″ custom_padding=”15px|0px|57px|0px|false|false”][et_pb_row custom_padding=”5px|0px|28px|0px|false|false” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.12″]Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham.[/et_pb_text][et_pb_image src=”https://champconsultants.co.uk/wp-content/uploads/2024/04/Accountant-Caterham.png” _builder_version=”3.12″ box_shadow_style=”preset2″][/et_pb_image][et_pb_text ol_position=”outside” _builder_version=”3.12″ text_font=”Montserrat||||||||” text_text_color=”#ffffff” text_font_size=”18px” ol_font=”||||||||” background_color=”#214c97″ box_shadow_style=”preset2″ custom_padding=”70px|70px|70px|70px” inline_fonts=”Open Sans”]HMRC have confirmed that they have got it wrong. This - [Don't lose your tax free allowance](https://champconsultants.co.uk/2024/02/13/dont-lose-your-tax-free-allowance/) - [et_pb_section fb_built=”1″ _builder_version=”3.0.47″ custom_padding=”15px|0px|57px|0px|false|false”][et_pb_row custom_padding=”5px|0px|28px|0px|false|false” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.12″]Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham.[/et_pb_text][et_pb_image src=”https://champconsultants.co.uk/wp-content/uploads/2024/02/Accountant-Caterham-1.png” _builder_version=”3.12″ box_shadow_style=”preset2″][/et_pb_image][et_pb_text ol_position=”outside” _builder_version=”3.12″ text_font=”Montserrat||||||||” text_text_color=”#ffffff” text_font_size=”18px” ol_font=”||||||||” background_color=”#214c97″ box_shadow_style=”preset2″ custom_padding=”70px|70px|70px|70px” inline_fonts=”Open Sans”]The tax year will end on 5th April 2024 and - [Keep selling your second-hand goods](https://champconsultants.co.uk/2024/01/22/keep-selling-your-second-hand-goods/) - [et_pb_section fb_built=”1″ _builder_version=”3.0.47″ custom_padding=”15px|0px|57px|0px|false|false”][et_pb_row custom_padding=”5px|0px|28px|0px|false|false” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.12″]Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham.[/et_pb_text][et_pb_image src=”https://champconsultants.co.uk/wp-content/uploads/2024/01/Accountant-Caterham.png” _builder_version=”3.12″ box_shadow_style=”preset2″][/et_pb_image][et_pb_text ol_position=”outside” _builder_version=”3.12″ text_font=”Montserrat||||||||” text_text_color=”#ffffff” text_font_size=”18px” ol_font=”||||||||” background_color=”#214c97″ box_shadow_style=”preset2″ custom_padding=”70px|70px|70px|70px” inline_fonts=”Open Sans”]You may have seen articles, videos or other sources of - [The Autumn Statement Review](https://champconsultants.co.uk/2023/11/27/the-autumn-statement-review/) - [et_pb_section fb_built=”1″ _builder_version=”3.0.47″ custom_padding=”15px|0px|57px|0px|false|false”][et_pb_row custom_padding=”5px|0px|28px|0px|false|false” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.12″]Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham.[/et_pb_text][et_pb_image src=”https://champconsultants.co.uk/wp-content/uploads/2023/11/Accountant-Caterham-11.png” _builder_version=”3.12″ box_shadow_style=”preset2″][/et_pb_image][et_pb_text ol_position=”outside” _builder_version=”3.12″ text_font=”Montserrat||||||||” text_text_color=”#ffffff” text_font_size=”18px” ol_font=”||||||||” background_color=”#214c97″ box_shadow_style=”preset2″ custom_padding=”70px|70px|70px|70px” inline_fonts=”Open Sans”]The Autumn Statement was mainly divided into two parts, those - [Don’t get caught out by scammers](https://champconsultants.co.uk/2023/11/03/dont-get-caught-out-by-scammers/) - [et_pb_section fb_built=”1″ _builder_version=”3.0.47″ custom_padding=”15px|0px|57px|0px|false|false”][et_pb_row custom_padding=”5px|0px|28px|0px|false|false” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.12″]Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham.[/et_pb_text][et_pb_image src=”https://champconsultants.co.uk/wp-content/uploads/2023/10/Accountant-Caterham-10.png” _builder_version=”3.12″ box_shadow_style=”preset2″][/et_pb_image][et_pb_text ol_position=”outside” _builder_version=”3.12″ text_font=”Montserrat||||||||” text_text_color=”#ffffff” text_font_size=”18px” ol_font=”||||||||” background_color=”#214c97″ box_shadow_style=”preset2″ custom_padding=”70px|70px|70px|70px” inline_fonts=”Open Sans”]With internet shopping becoming much more popular nowadays and with - [Get on Top of Your Cash Flow](https://champconsultants.co.uk/2023/09/27/get-on-top-of-your-cash-flow/) - [et_pb_section fb_built=”1″ _builder_version=”3.0.47″ custom_padding=”15px|0px|57px|0px|false|false”][et_pb_row custom_padding=”5px|0px|28px|0px|false|false” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.12″]Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham.[/et_pb_text][et_pb_image src=”https://champconsultants.co.uk/wp-content/uploads/2023/09/Accountant-Caterham-9.png” _builder_version=”3.12″ box_shadow_style=”preset2″][/et_pb_image][et_pb_text ol_position=”outside” _builder_version=”3.12″ text_font=”Montserrat||||||||” text_text_color=”#ffffff” text_font_size=”18px” ol_font=”||||||||” header_font=”||||||||” header_2_font=”||||||||” header_2_text_color=”#ffffff” background_color=”#214c97″ box_shadow_style=”preset2″ custom_padding=”70px|70px|70px|70px” inline_fonts=”Open Sans”]When running a business your cash flow - [Buy to Let](https://champconsultants.co.uk/2023/10/18/buy-to-let-3/) - [et_pb_section fb_built=”1″ _builder_version=”3.0.47″ custom_padding=”15px|0px|57px|0px|false|false”][et_pb_row custom_padding=”5px|0px|28px|0px|false|false” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.12″]Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham.[/et_pb_text][et_pb_image src=”https://champconsultants.co.uk/wp-content/uploads/2023/04/Accountant-Caterham-3.png” _builder_version=”3.12″ box_shadow_style=”preset2″][/et_pb_image][et_pb_text ol_position=”outside” _builder_version=”3.12″ text_font=”Montserrat||||||||” text_text_color=”#ffffff” text_font_size=”18px” ol_font=”||||||||” background_color=”#214c97″ box_shadow_style=”preset2″ custom_padding=”70px|70px|70px|70px” inline_fonts=”Open Sans”]There are a number of changes coming into effect from - [Interest Rate Rises and Taxes](https://champconsultants.co.uk/2023/09/04/interest-rate-rises-and-taxes/) - [et_pb_section fb_built=”1″ _builder_version=”3.0.47″ custom_padding=”15px|0px|57px|0px|false|false”][et_pb_row custom_padding=”5px|0px|28px|0px|false|false” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.12″]Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham.[/et_pb_text][et_pb_image src=”https://champconsultants.co.uk/wp-content/uploads/2023/08/Accountant-Caterham-8.png” _builder_version=”3.12″ box_shadow_style=”preset2″][/et_pb_image][et_pb_text ol_position=”outside” _builder_version=”3.12″ text_font=”Montserrat||||||||” text_text_color=”#ffffff” text_font_size=”18px” ol_font=”||||||||” background_color=”#214c97″ box_shadow_style=”preset2″ custom_padding=”70px|70px|70px|70px” inline_fonts=”Open Sans”]Unless you have been living in a cave, I am - [Are you embarking on your career for the first time?](https://champconsultants.co.uk/2023/08/16/are-you-embarking-on-your-career-for-the-first-time/) - [et_pb_section fb_built=”1″ _builder_version=”3.0.47″ custom_padding=”15px|0px|57px|0px|false|false”][et_pb_row custom_padding=”5px|0px|28px|0px|false|false” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.12″]Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham.[/et_pb_text][et_pb_image src=”https://champconsultants.co.uk/wp-content/uploads/2023/07/Accountant-Caterham-7.png” _builder_version=”3.12″ box_shadow_style=”preset2″][/et_pb_image][et_pb_text ol_position=”outside” _builder_version=”3.12″ text_font=”Montserrat||||||||” text_text_color=”#ffffff” text_font_size=”18px” ol_font=”||||||||” background_color=”#214c97″ box_shadow_style=”preset2″ custom_padding=”70px|70px|70px|70px” inline_fonts=”Open Sans”]Many of us may have had Saturday jobs, summer jobs - [CGT on main home if separated](https://champconsultants.co.uk/2023/05/24/cgt-on-main-home-if-separated/) - [et_pb_section fb_built=”1″ _builder_version=”3.0.47″ custom_padding=”15px|0px|57px|0px|false|false”][et_pb_row custom_padding=”5px|0px|28px|0px|false|false” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.12″]Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham.[/et_pb_text][et_pb_image src=”https://champconsultants.co.uk/wp-content/uploads/2023/04/Accountant-Caterham-2.png” _builder_version=”3.12″ box_shadow_style=”preset2″][/et_pb_image][et_pb_text ol_position=”outside” _builder_version=”3.12″ text_font=”Montserrat||||||||” text_text_color=”#ffffff” text_font_size=”18px” ol_font=”||||||||” background_color=”#214c97″ box_shadow_style=”preset2″ custom_padding=”70px|70px|70px|70px” inline_fonts=”Open Sans”]All the time you remain living in the main home, - [Child Benefit & earning over £50,000](https://champconsultants.co.uk/2022/10/05/child-benefit-earning-over-50000/) - [et_pb_section admin_label=”section”] [et_pb_row admin_label=”row”] [et_pb_column type=”4_4″] [et_pb_text admin_label=”Text”]Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham. Please do follow us on the various social media channels.[/et_pb_text] [/et_pb_column] [/et_pb_row] [/et_pb_section] - [Why accounting software is necessaryxero,](https://champconsultants.co.uk/2023/06/14/why-accounting-software-is-necessary/) - [et_pb_section fb_built=”1″ _builder_version=”3.0.47″ custom_padding=”15px|0px|57px|0px|false|false”][et_pb_row custom_padding=”5px|0px|28px|0px|false|false” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.12″]Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham.[/et_pb_text][et_pb_image src=”https://champconsultants.co.uk/wp-content/uploads/2023/05/Accountant-Caterham-6.png” _builder_version=”3.12″ box_shadow_style=”preset2″][/et_pb_image][et_pb_text ol_position=”outside” _builder_version=”3.12″ text_font=”Montserrat||||||||” text_text_color=”#ffffff” text_font_size=”18px” ol_font=”||||||||” background_color=”#214c97″ box_shadow_style=”preset2″ custom_padding=”70px|70px|70px|70px” inline_fonts=”Open Sans”]Running a business comes with lots of different hats and - [Top Up your National Insurance window closing](https://champconsultants.co.uk/2023/04/14/top-up-your-national-insurance-window-closing/) - [et_pb_section fb_built=”1″ _builder_version=”3.0.47″ custom_padding=”15px|0px|57px|0px|false|false”][et_pb_row custom_padding=”5px|0px|28px|0px|false|false” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.12″]Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham.[/et_pb_text][et_pb_image src=”https://champconsultants.co.uk/wp-content/uploads/2023/04/Accountant-Caterham-5.png” _builder_version=”3.12″ box_shadow_style=”preset2″][/et_pb_image][et_pb_text ol_position=”outside” _builder_version=”3.12″ text_font=”Montserrat||||||||” text_text_color=”#ffffff” text_font_size=”18px” ol_font=”||||||||” background_color=”#214c97″ box_shadow_style=”preset2″ custom_padding=”70px|70px|70px|70px” inline_fonts=”Open Sans”]The window to be able to top up your National - [Frozen allowances and more tax](https://champconsultants.co.uk/2023/05/03/frozen-allowances-and-more-tax/) - [et_pb_section fb_built=”1″ _builder_version=”3.0.47″ custom_padding=”15px|0px|57px|0px|false|false”][et_pb_row custom_padding=”5px|0px|28px|0px|false|false” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.12″]Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham.[/et_pb_text][et_pb_image src=”https://champconsultants.co.uk/wp-content/uploads/2023/04/Accountant-Caterham-4.png” _builder_version=”3.12″ box_shadow_style=”preset2″][/et_pb_image][et_pb_text ol_position=”outside” _builder_version=”3.12″ text_font=”Montserrat||||||||” text_text_color=”#ffffff” text_font_size=”18px” ol_font=”||||||||” background_color=”#214c97″ box_shadow_style=”preset2″ custom_padding=”70px|70px|70px|70px” inline_fonts=”Open Sans”] With personal allowances frozen for another year, despite increases - [How can I teach my children to learn to save?](https://champconsultants.co.uk/2023/07/26/how-can-i-teach-my-children-to-learn-to-save-2/) - [et_pb_section fb_built=”1″ _builder_version=”3.0.47″ custom_padding=”15px|0px|57px|0px|false|false”][et_pb_row custom_padding=”5px|0px|28px|0px|false|false” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.12″]Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham.[/et_pb_text][et_pb_image src=”https://champconsultants.co.uk/wp-content/uploads/2023/04/Accountant-Caterham-1.png” _builder_version=”3.12″ box_shadow_style=”preset2″][/et_pb_image][et_pb_text ol_position=”outside” _builder_version=”3.12″ text_font=”Montserrat||||||||” text_text_color=”#ffffff” text_font_size=”18px” ol_font=”||||||||” background_color=”#214c97″ box_shadow_style=”preset2″ custom_padding=”70px|70px|70px|70px” inline_fonts=”Open Sans”]With the impact of COVID19, many people have had to - [Creating a perfect pitch](https://champconsultants.co.uk/2023/04/12/creating-a-perfect-pitch-2/) - [et_pb_section fb_built=”1″ _builder_version=”3.0.47″ custom_padding=”15px|0px|57px|0px|false|false”][et_pb_row custom_padding=”5px|0px|28px|0px|false|false” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.12″]Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham.[/et_pb_text][et_pb_image src=”https://champconsultants.co.uk/wp-content/uploads/2023/04/Accountant-Caterham.png” _builder_version=”3.12″ box_shadow_style=”preset2″][/et_pb_image][et_pb_text ol_position=”outside” _builder_version=”3.12″ text_font=”Montserrat||||||||” text_text_color=”#ffffff” text_font_size=”18px” ol_font=”||||||||” background_color=”#214c97″ box_shadow_style=”preset2″ custom_padding=”70px|70px|70px|70px” inline_fonts=”Open Sans”]A pitch can be used by anyone at any time. - [Startups](https://champconsultants.co.uk/2023/07/05/startups/) - [et_pb_section fb_built=”1″ _builder_version=”3.0.47″ custom_padding=”15px|0px|57px|0px|false|false”][et_pb_row custom_padding=”5px|0px|28px|0px|false|false” _builder_version=”3.0.48″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ parallax=”off” parallax_method=”on”][et_pb_text _builder_version=”3.12″]Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham.[/et_pb_text][et_pb_image src=”https://champconsultants.co.uk/wp-content/uploads/2023/03/Chantal-Baker-2.png” _builder_version=”3.12″ box_shadow_style=”preset2″][/et_pb_image][et_pb_text ol_position=”outside” _builder_version=”3.12″ text_font=”Montserrat||||||||” text_text_color=”#ffffff” text_font_size=”18px” ol_font=”||||||||” background_color=”#214c97″ box_shadow_style=”preset2″ custom_padding=”70px|70px|70px|70px” inline_fonts=”Open Sans”]There are a few things that you need to consider. - [How to get more clients](https://champconsultants.co.uk/2022/12/28/how-to-get-more-clients/) - #Post Excerpt - [When to VAT register](https://champconsultants.co.uk/2023/03/22/when-to-vat-register/) - Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham. Please do follow us on the various social media channels. - [Can my business pay for my home office?](https://champconsultants.co.uk/2023/03/01/can-my-business-pay-for-my-home-office/) - Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham. Please do follow us on the various social media channels. - [What happens to my UK bank account if I live in Europe?](https://champconsultants.co.uk/2023/02/08/what-happens-to-my-uk-bank-account-if-i-live-in-europe/) - Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham. Please do follow us on the various social media channels. - [How to turn a hobby into a business](https://champconsultants.co.uk/2023/01/18/how-to-turn-a-hobby-into-a-business/) - Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham. Please do follow us on the various social media channels. - [Don't get caught out by Fraudsters or Scammers](https://champconsultants.co.uk/2022/12/07/dont-get-caught-out-by-fraudsters-or-scammers/) - Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham. Please do follow us on the various social media channels. - [Expenses to claim if you have a Buy to Let](https://champconsultants.co.uk/2022/11/16/expenses-to-claim-if-you-have-a-buy-to-let/) - Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham. Please do follow us on the various social media channels. - [What is Cryptocurrency and any taxes](https://champconsultants.co.uk/2022/10/26/what-is-cryptocurrency-and-any-taxes/) - Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham. Please do follow us on the various social media channels. - [How to securely pay for things online?](https://champconsultants.co.uk/2022/09/14/how-to-securely-pay-for-things-online/) - Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham. Please do follow us on the various social media channels. - [How can I reduce the tax I pay on my Employment Income?](https://champconsultants.co.uk/2022/08/31/how-can-i-reduce-the-tax-i-pay-on-my-employment-income/) - Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham. Please do follow us on the various social media channels. - [Budgeting at University](https://champconsultants.co.uk/2022/08/10/budgeting-at-university/) - Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham. Please do follow us on the various social media channels. - [The Health & Social Levy](https://champconsultants.co.uk/2022/07/20/the-health-social-levy/) - Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham. Please do follow us on the various social media channels. - [Capital Allowances Super Deduction](https://champconsultants.co.uk/2022/06/29/capital-allowances-super-deduction/) - Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham. Please do follow us on the various social media channels - [PAY BACK MY STUDENT LOAN](https://champconsultants.co.uk/2022/06/29/pay-back-my-student-loan/) - Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham. Please do follow us on the various social media channels. - [What is MTD for VAT Returns?](https://champconsultants.co.uk/2022/06/28/what-is-mtd-for-vat/) - Chantal Baker, is the director and founder of Champ Consultants Ltd, an accountancy and tax consultancy practice in Caterham. Please do follow us on the various social media channels. - [Andy Parr MBE](https://champconsultants.co.uk/2017/05/12/andy-parr-mbe/) - Chantal and Matthew talk to Andy Parr MBE. Community volunteer, ex policeman and bouncy castle business owner and now parliamentary candidate for East Surrey https://www.mixcloud.com/ChantalBaker/2017-may-12-andy-parr-mbe-from-the-police-to-business-owner-to-parliamentary-candidate/ - [A Business Story with Rachel Cottrell](https://champconsultants.co.uk/2017/05/19/a-business-story-with-rachel-cottrell/) - Chantal and Matthew talk to Rachel who owns a hair salon in Oxted, Surrey. We talk about her time in business and issues affecting businesses in her town of Oxted. Chantal and Matthew talk to Rachel who owns a hair salon in Oxted, Surrey. We talk about her time in business and issues affecting businesses - [Jewellery and Networking with Barry Jacobs](https://champconsultants.co.uk/2017/05/26/jewellery-and-networking-with-barry-jacobs/) - Chantal and Matthew talk to Barry Jacobs, a Hatton Garden Jeweller about his business and his networking with BNI. https://www.mixcloud.com/ChantalBaker/2017-may-26-jewellery-and-networking-with-barry-jacobs/ - [East Surrey Election](https://champconsultants.co.uk/2017/05/31/east-surrey-election/) - The six general election candidates for the East Surrey Constituency answer questions on a wide range of subjects,. The election is on June 8th 2017. https://www.mixcloud.com/ChantalBaker/2017-may-31-east-surrey-election/ - [Ask the Expert - Start Up Questions for an Accountant](https://champconsultants.co.uk/2017/06/02/ask-the-expert-start-up-questions-for-an-accountant/) - Matthew asks Chantal the kinds of questions startup and small businesses ask their accountant https://www.mixcloud.com/ChantalBaker/2017-jun-02-ask-the-expert-startup-questions-for-an-accountant/ - [The Princes Trust with Stuart Taylor](https://champconsultants.co.uk/2017/06/09/the-princes-trust-with-stuart-taylor/) - Chantal and Matthew talk to Stuart Taylor of the Princes Trust charity about how it helps young people set up businesses. https://www.mixcloud.com/ChantalBaker/2017-jun-09-the-princes-trust-with-stuart-taylor/ - [Workplace Pensions](https://champconsultants.co.uk/2017/06/16/workplace-pensions/) - Chantal and Matthew talk auto enrolment with Lee French of Corinthian Affinity. https://www.mixcloud.com/ChantalBaker/2017-jun-16-workplace-pensions-with-lee-french-of-corinthian-affinity/ - [Fit for Business](https://champconsultants.co.uk/2017/06/23/fit-for-business/) - Chantal and Matthew talk to Louise Astell of Hard Fitness about the importance of nutrition and fitness for business people. https://www.mixcloud.com/ChantalBaker/2017-jun-23-fit-for-business/ - [Wills with Adrian Traher](https://champconsultants.co.uk/2017/06/30/wills-with-adrian-traher/) - https://www.mixcloud.com/ChantalBaker/2017-jun-30-wills-with-adrian-traher/ - [Business Success with Brian Doubleday](https://champconsultants.co.uk/2017/07/07/business-success-with-brian-doubleday/) - Chantal & Matthew to to ActionCoach Brian Doubleday about growing and improving your business. https://www.mixcloud.com/ChantalBaker/2017-jul-07-business-success-with-brian-doubleday/ - [Interiors Business with Joanne Nathanail](https://champconsultants.co.uk/2017/07/14/interiors-business-with-joanne-nathanail/) - Chantal and Matthew talk about the Interiors Business with Joanne Nathanail of Parkstone Interiors, on growing her business, moving premises and her work with the London Marathon. https://www.mixcloud.com/ChantalBaker/2017-jul-14-interiors-business-with-joanne-nathanail/ - [Business Insurance](https://champconsultants.co.uk/2017/07/21/business-insurance/) - Chantal and Matthew talk about business insurance with Alan and Richard Hiscox of 1 Stop Insurance https://www.mixcloud.com/ChantalBaker/2017-jul-21-business-insurance/ - [IT for Small Businesses](https://champconsultants.co.uk/2019/07/28/it-for-small-businesses/) - Chantal and Matthew talk I.T. and small businesses with Glen of Computer Solutions. https://www.mixcloud.com/ChantalBaker/2017-jul-28-it-for-small-businesses/ - [Buy to Let](https://champconsultants.co.uk/2017/08/04/buy-to-let/) - Chantal and Matthew talk about the business of Buy To Let https://www.mixcloud.com/ChantalBaker/2017-aug-04-buy-to-let/ - [Business Pitches](https://champconsultants.co.uk/2017/08/11/business-pitches/) - Chantal and Matthew talk about pitching your services to other businesses networking events https://www.mixcloud.com/ChantalBaker/2017-aug-11-business-pitches/ - [Marketing](https://champconsultants.co.uk/2017/08/18/marketing/) - Chantal & Matthew talk about small business marketing. https://www.mixcloud.com/ChantalBaker/2017-aug-18-marketing/ - [Oliver James Furniture](https://champconsultants.co.uk/2017/08/25/oliver-james-furniture/) - Chantal & Matthew talk to Phil Acutt of Oliver James Furniture based in about his business experience in Carpentry. https://www.mixcloud.com/ChantalBaker/2017-aug-25-oliver-james-furniture/ - [Bonzai](https://champconsultants.co.uk/2017/09/09/bonzai/) - Chantal & Matthew talk to Chelsea Flower Show 21 times gold medalist Peter Chan about his 31 year business life working with his world renowned Bonzai trees. https://www.mixcloud.com/ChantalBaker/2017-sep-09-bonzai/ - [Websites](https://champconsultants.co.uk/2017/09/15/websites/) - Chantal and Matthew talk with Christine of UNENI.com about their approach to small business websites. https://www.mixcloud.com/ChantalBaker/2017-sep-15-websites/ - [Video Marketing](https://champconsultants.co.uk/2017/09/22/video-marketing/) - Chantal and Matthew talk to Greg Mandry of Big Yellow Feet production company about video marketing, especially for small businesses. https://www.mixcloud.com/ChantalBaker/2017-sep-22-video-marketing/ - [Fitness](https://champconsultants.co.uk/2017/09/29/fitness/) - Chantal and Matthew talk to Louise Jordan of Boostfit about her business in fitness classes and how she manages them. https://www.mixcloud.com/ChantalBaker/2017-sep-29-fitness/ - [Mortgages](https://champconsultants.co.uk/2017/10/06/mortgages/) - Chantal and Matthew talk to Peter and Luke of Hawke Financial Services about the mortgage business. https://www.mixcloud.com/ChantalBaker/2017-oct-06-mortgages/ - [Event Hire](https://champconsultants.co.uk/2017/10/13/event-hire/) - Chantal and Matthew talk to Matt and Pamela of Revolution Recreation about their event hire business. https://www.mixcloud.com/ChantalBaker/2017-oct-13-event-hire/ - [Metro Bank](https://champconsultants.co.uk/2019/01/27/metro-bank/) - Matthew Baker talks to Steve Broom of Metro Bank, Britain's newest and fast growing retail bank. https://www.mixcloud.com/ChantalBaker/2017-oct-20-metro-bank/ - [Charity Fundraising](https://champconsultants.co.uk/2017/10/27/charity-fundraising/) - Chantal and Matthew talk to Elaine who has started up Elaine's Fancies and Formal, a fancy dress and formal clothes hire business whose purpose is to donate all profits to a charity, namely Juvenile Diabetes Research Foundation. https://www.mixcloud.com/ChantalBaker/2017-oct-27-charity-fundraising/ - [Merisoiu Technique](https://champconsultants.co.uk/2017/11/03/merisoiu-technique/) - Chantal and Matthew talk to Alexandra Merisoiu about her running technique coaching, her Dracula's Retreat program and the discipline she brings to business from her award winning successful marshal arts career. Alexandra is also the Tandridge Trust Sports Personality of the Year 2017. https://www.mixcloud.com/ChantalBaker/2017-nov-03-merisoiu-technique/ - [Uncertainty](https://champconsultants.co.uk/2017/11/10/uncertainty/) - Chantal and Matthew talk to Will Gunston of Dentons, a global law firm about uncertainty in the economy and how it affects small and medium businesses. Will specialises in insolvency and restructuring. The dreaded Brexit gets discussed too! https://www.mixcloud.com/ChantalBaker/2017-nov-10-uncertainty/ - [Chris Burton](https://champconsultants.co.uk/2017/11/17/chris-burton/) - Chantal and Matthew talk to Chris Burton of Brand Success about strengthening your business proposition especially in uncertain times. A brilliant business coach gives great advice about finding the right valuable customers and having the right strategy. https://www.mixcloud.com/ChantalBaker/2017-nov-17-chris-burton/ - [Autumn Budget 2017](https://champconsultants.co.uk/2017/11/24/autumn-budget-2017/) - Chantal and Matthew discuss this week's Autumn Budget and the effects on individuals and small businesses. https://www.mixcloud.com/ChantalBaker/2017-nov-24-autumn-budget-2017/ - [Branding with Jonathon Docksey](https://champconsultants.co.uk/2017/12/01/branding-with-jonathon-docksey/) - Chantal and Matthew talk to Johnathan Docksey of Design JD about branding, design and wayfinding. https://www.mixcloud.com/ChantalBaker/2017-dec-01-branding-with-jonathan-docksey/ - [Crowdfunding with Jes Bailey](https://champconsultants.co.uk/2017/12/08/crowdfunding-with-jes-bailey/) - This show was 49th in the global interview chart. https://www.mixcloud.com/ChantalBaker/2017-dec-08-crowdfunding-with-jes-bailey/ - [Barbara McNaughton](https://champconsultants.co.uk/2017/12/15/barbara-mcnaughton/) - Chantal and Matthew talk to Barbara about her 35 years in business with a hair salon and her team coaching business. https://www.mixcloud.com/ChantalBaker/2017-dec-15-barbara-mcnaughton/ - [David Gold](https://champconsultants.co.uk/2018/01/12/david-gold/) - Chantal and Matthew talk to David Gold about his business life from humble beginnings to Ann Summers and West Ham United Football Club. https://www.mixcloud.com/ChantalBaker/2018-jan-12-david-gold/ - [Franchising](https://champconsultants.co.uk/2018/01/19/franchising/) - Chantal and Matthew talk to Kate Matthews from Boddy Matthews Solicitors about franchising. https://www.mixcloud.com/ChantalBaker/2018-jan-19-franchising/ - [Pest Control](https://champconsultants.co.uk/2018/01/26/pest-control/) - Chantal and Matthew talk to Paul Bates of Cleankill about how he grew his pest control business into a multi million pound business. https://www.mixcloud.com/ChantalBaker/2018-jan-26-pest-control/ - [Teaching Career](https://champconsultants.co.uk/2018/02/09/teaching-career/) - Chantal and Matthew talk to Paul Kinder about careers in teaching and how to get into teaching. https://www.mixcloud.com/ChantalBaker/2018-feb-09-teaching-career/ - [BID](https://champconsultants.co.uk/2018/02/23/bid/) - Chantal and Matthew talk to Sue McGeown of the Oxted and Caterham BIDs (Business Improvement Districts) about how the BID works and helps the businesses of Oxted and Caterham. https://www.mixcloud.com/ChantalBaker/2018-feb-23-bid/ - [Mark Hughes](https://champconsultants.co.uk/2018/03/02/mark-hughes/) - Chantal and Matthew talk to Mark Hughes about how he got into photography and his career in the industry including studio, wedding and bank work. https://www.mixcloud.com/ChantalBaker/2018-mar-02-mark-hughes/ - [Hofmeister](https://champconsultants.co.uk/2018/03/09/hofmeister/) - Chantal and Matthew talk to Spencer Chambers of Hofmeister. Yes, one of the leading lager's of the 80s and 90s is back with a new award winning recipe and we find out how a quality lager from Bavaria is coming back to the drinks market. https://www.mixcloud.com/ChantalBaker/2018-mar-09-hofmeister/ - [Amanda C Watts Marketing](https://champconsultants.co.uk/2018/03/16/amanda-c-watts-marketing/) - Chantal and Matthew talk marketing with Amanda C Watts. https://www.mixcloud.com/ChantalBaker/2018-mar-16-amanda-c-watts-marketing/ - [Psychotherapy](https://champconsultants.co.uk/2018/03/23/psychotherapy/) - Chantal and Matthew talk to Hayley James, a qualified Psychotherapist about her business. https://www.mixcloud.com/ChantalBaker/2018-mar-23-psychotherapy/ - [Osteopathy](https://champconsultants.co.uk/2018/04/13/osteopathy/) - Chantal and Matthew talk to Jon Wilkinson of Head 2 Toe Osteopathy of Godstone about setting up his business and Osteopathy in general. https://www.mixcloud.com/ChantalBaker/2018-apr-13-osteopathy/ - [The Spot Wellness Centre](https://champconsultants.co.uk/2018/04/20/the-spot-wellness-centre/) - Chantal and Matthew talk to Nicky Forster about his career as a professional footballer and his motivations behind his business as a fitness coach at the Spot Wellness Centre in Godstone, Surrey. https://www.mixcloud.com/ChantalBaker/2018-apr-20-the-spot-wellness-centre/ - [Recruitment](https://champconsultants.co.uk/2018/04/27/recruitment/) - Chantal and Matthew talk to Nicky and Michelle from Your Recruit of Caterham about their business and their approach to recruitment. https://www.mixcloud.com/ChantalBaker/2018-may-04-gdpr/ - [GDPR](https://champconsultants.co.uk/2018/05/04/gdpr/) - https://www.mixcloud.com/ChantalBaker/2018-may-04-gdpr/ - [Nutritional Therapist](https://champconsultants.co.uk/2018/05/18/nutritional-therapist/) - Chantal and Matthew talk to Nicci Parry about her career and business as a nutritional therapist. https://www.mixcloud.com/ChantalBaker/2018-may-18-nutritional-therapist/ - [Bees](https://champconsultants.co.uk/2018/05/25/bees/) - Chantal and Matthew talk to Michelle about how she turned her hobby of beekeeping into a business https://www.mixcloud.com/ChantalBaker/2018-may-25-bees/ - [Charity Clockwork](https://champconsultants.co.uk/2018/06/15/charity-clockwork/) - https://www.mixcloud.com/ChantalBaker/2018-jun-15/ Chantal and Matthew talk to Matt and Andy of the Oxted based Charity Clockwork about the setting up of their charity and the challenges they are facing. - [Partylite](https://champconsultants.co.uk/2018/06/22/partylite/) - Chantal and Matthew talk to Penny Shattell about her Partylite business and selling through home parties. https://www.mixcloud.com/ChantalBaker/2018-jun-22-partylite/ - [Art](https://champconsultants.co.uk/2018/06/29/art/) - Chantal and Matthew talk to Rebecca Bush about her career and setting up as an artist in business https://www.mixcloud.com/ChantalBaker/2018-jun-29-art/ - [Going Solo](https://champconsultants.co.uk/2018/07/06/going-solo/) - Chantal and Matthew talk to Alistair Cunningham of Wingate Financial Planning about the type of advice they give to owner managed businesses. https://www.mixcloud.com/ChantalBaker/2018-jul-06-going-solo/ - [Business Tips](https://champconsultants.co.uk/2018/07/27/business-tips/) - Chantal and Matthew talk to Michael Sam of Oscel Consulting about what he's learnt along a career consulting with some well known large firms https://www.mixcloud.com/ChantalBaker/2018-07-27-business-tips/ - [Old Style Dating](https://champconsultants.co.uk/2018/08/24/old-style-dating/) - Chantal and Matthew talk to Dennie about her business Old Style Dating, an online Dating website and the experiences along the way in setting it up. https://www.mixcloud.com/ChantalBaker/2018-08-24-oldstyledating/ - [Pensions](https://champconsultants.co.uk/2018/08/31/pensions/) - Chantal and aMatthew talk to Peter of Wingate Financial talking about pensions and retirement for business owners. https://www.mixcloud.com/ChantalBaker/2018-08-31-pensions/ - [Polka Dot Media](https://champconsultants.co.uk/2018/09/07/polka-dot-media/) - Chantal and Matthew talk to Zoe Symonds of Polka Dot Media about PR for small business. https://www.mixcloud.com/ChantalBaker/2018-09-07-polka-dot-media/ - [Imagineville](https://champconsultants.co.uk/2018/09/14/imagineville/) - Chantal and Matthew talk to Kate about her dream business, Imagineville. https://www.mixcloud.com/ChantalBaker/2018-09-14-imagineville/ - [Coast to Capital](https://champconsultants.co.uk/2018/09/21/coast-to-capital/) - Chantal and Matthew talk with Jonathan Sharrock, CEO of Coast To Capital, the Local Enterprise Partnership for the M23 corridor between London and Brighton. https://www.mixcloud.com/ChantalBaker/2018-09-21-coast-to-capital/ - [Cancer](https://champconsultants.co.uk/2018/09/28/cancer/) - Chantal and Matthew talk to Gary Acton, a cancer researcher. https://www.mixcloud.com/ChantalBaker/2018-09-28-cancer/ - [Purely Osteopaths](https://champconsultants.co.uk/2018/10/05/purely-osteopaths/) - Chantal and Matthew talk to Simon Rogers of Purley Osteopaths about the development of his business to date. https://www.mixcloud.com/ChantalBaker/2018-10-05-purley-osteopath/ - [Start Up Croydon](https://champconsultants.co.uk/2018/10/19/start-up-croydon/) - Chantal and Matthew talk to Feyley Barnham of Startup Croydon about the work this charity does supporting local small businesses and entrepreneurs to start and grow their businesses. https://www.mixcloud.com/ChantalBaker/2018-10-19-startup-croydon/ - [Video and Websites](https://champconsultants.co.uk/2018/10/26/video-and-websites/) - Chantal and Matthew talk to Ben Green of Greenwood Media Solutions about the importance of video in websites and social media marketing. https://www.mixcloud.com/ChantalBaker/2018-10-26-video-and-websites/ - [Budget and MTD](https://champconsultants.co.uk/2018/11/09/budget-and-mtd/) - Chantal and Matthew discuss the recent autumn budget and the upcoming Making Tax Digital (MTD) changes. https://www.mixcloud.com/ChantalBaker/2018-11-09-budgetandmtd/ - [Financing](https://champconsultants.co.uk/2018/11/16/financing/) - Chantal and Matthew talk financing with Alistair James https://www.mixcloud.com/ChantalBaker/2018-11-16-financing/ - [Jam and Chutneys](https://champconsultants.co.uk/2018/12/07/jam-and-chutneys/) - Chantal and Matthew talk to Lorraine Hewitt about her jam and chutney business. https://www.mixcloud.com/ChantalBaker/2018-12-07-jam-and-chutneys/ - [Delight Charity](https://champconsultants.co.uk/2018/12/14/delight-charity/) - Chantal and Matthew talk to Katherine Mills of the charity Delight above their charity and the work it does in schools https://www.mixcloud.com/ChantalBaker/2018-12-14-delightcharity/ - [Perfect For Pooches](https://champconsultants.co.uk/2018/12/21/perfect-for-pooches/) - Chantal and Matthew talk to Claire Gwilliam of Perfect for Pooches in Caterham about her dog day care business, her growth journey and plans for the future. https://www.mixcloud.com/ChantalBaker/2018-12-21-perfectforpooches/ - [Paracise](https://champconsultants.co.uk/2019/01/04/paracise/) - Chantal and Matthew talk to Sarah Goldsack, founder of Paracise. https://www.mixcloud.com/ChantalBaker/2019-01-04-paracise/ - [Happy Paws Caterham](https://champconsultants.co.uk/2019/01/11/happy-paws-caterham/) - Chantal and Matthew talk to Amanda Streets of Happy Paws Caterham about her dog walking and sitting service in Caterham. https://www.mixcloud.com/ChantalBaker/2019-01-11-happypawscaterham/ - [Video and Digital Marketing](https://champconsultants.co.uk/2019/01/18/video-and-digital-marketing/) - Chantal and Matthew talk to Kathryn Bhat of Digital Leopard about her business journey and how video helps her in her digital marketing business. https://www.mixcloud.com/ChantalBaker/2019-01-18-digital-leopard/ - [Care Home Hosts](https://champconsultants.co.uk/2019/01/25/care-home-hosts/) - Chantal and Matthew talk to Peter of Wingate Financial Planning about the cost of care homes, local authority funding rules and how fees can affect a family's wealth. https://www.mixcloud.com/ChantalBaker/2019-01-25-care-home-costs/ - [Ron and Sally Marks from Baldwin travel share their experiences](https://champconsultants.co.uk/2017/04/10/hello-post-4/) - On Friday 7 April, Chantal and Matthew met up with Sally and Ron Marks from Baldwin Travel as they presented the Business Show on Ridge Radio . This a weekly show every Friday morning at 9am whereby Chantal and Matthew discuss a different topic each week to help business owners and entrepreneurs grow their business - [Employment Issues for Small Businesses](https://champconsultants.co.uk/2017/03/20/employment-issues-for-small-businesses/) - HR and employment issues were the topics of discussion on Friday 17 March as Chantal and Matthew presented the Business Show on Ridge Radio. This a weekly show every Friday morning at 9am whereby Chantal and Matthew discuss a different topic each week to help business owners and entrepreneurs grow their business including guest speakers. - [Budget Autumn 2017](https://champconsultants.co.uk/0201/11/28/test-1/) - Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh - [British Accountancy Awards – FINALISTS!](https://champconsultants.co.uk/2017/08/29/test-2/) - The finalists are announced for the British Accountancy Awards. We are delighted to announce that we have been shortlisted again at the 2017 British Accountancy Awards. We are finalists for … Independent Firm of the Year – South-East, England This is our third year as finalists at the awards, and we’re hoping it’s the third - [Chantal Chats with Andy Parr](https://champconsultants.co.uk/2017/05/25/chantal-chats-with-andy-parr/) - [et_pb_section bb_built=”1″][et_pb_row][et_pb_column type=”4_4″][et_pb_text _builder_version=”3.12″]On Friday 12th May, Chantal and Matthew chatted with Andy Parr MBE. Andy has decided to stand as an independent in the General Election for East Surrey. Chantal chatted to Andy about his time in the police force, running his own business, voluntary work and now deciding to go into politics. [/et_pb_text][et_pb_code - [Flying High, Chantal Baker accredited ATOL Reporting Accountant](https://champconsultants.co.uk/2017/04/13/test-3/) - Champ Consultants director, Chantal Baker, has been accredited as an ATOL reporting accountant (ARA). ATOL regsitered companies are subject to rigorous auditing and accounts reporting, to fulfil their statutory obligations. An Air Travel Organiser Licence (ATOL) protects consumers from losing money or being stranded abroad. The Civil Aviation Authority (CAA) introduced the Scheme to improve - [Hello world!](https://champconsultants.co.uk/2016/07/28/hello-world/) - Welcome to WordPress. This is your first post. 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Champ Consultants Ltd is the data controller that resides in 34 Croydon Road, Caterham Surrey CR3 6QB - [Accountants Caterham | Caterham accountants – Champ Consultants](https://champconsultants.co.uk/contact-us/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”3.12″ background_color=”#fcc000″ custom_padding=”20px|0px|27px|0px|false|false”][et_pb_fullwidth_header title=”Contacting us is easy” subhead=” Simply message us using the form or contact details below and we will get back to you as soon as possible. ” text_orientation=”center” scroll_down_icon_color=”#ffffff” _builder_version=”3.12″ title_font=”|600|||||||” title_text_align=”center” title_text_color=”#ffffff” title_font_size=”43px” title_line_height=”1.1em” content_font=”||||||||” background_color=”#fcc000″][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”3.12″ background_color=”#ededed” custom_padding=”32px|0px|0|0px|false|false”][et_pb_row background_color_2=”#fcc000″ padding_top_2=”30px” padding_right_2=”10px” padding_bottom_2=”30px” padding_left_2=”30px” _builder_version=”3.12″][et_pb_column type=”2_3″ _builder_version=”3.0.47″ - [Contact Form](https://champconsultants.co.uk/contact-form/) - Contact us - [Testimonials](https://champconsultants.co.uk/testimonials/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”3.12″ custom_padding=”0px|0px|0|0px|false|false”][et_pb_fullwidth_slider _builder_version=”3.12″ header_font=”|700|||||||” header_text_color=”#fcc000″ header_font_size=”65px” custom_button=”on” button_text_size=”14px” button_text_color=”#0049f9″ button_bg_color=”#fcc000″ button_border_color=”#ffffff”][et_pb_slide heading=”What our clients say…” use_bg_overlay=”off” use_text_overlay=”off” _builder_version=”3.12″ header_font=”|600|||||||” header_text_color=”#ffffff” header_font_size=”70px” header_font_size_tablet=”70px” header_font_size_phone=”40px” header_font_size_last_edited=”on|phone” body_text_color=”#ffffff” use_background_color_gradient=”on” background_color_gradient_start=”rgba(0,0,0,0.38)” background_color_gradient_end=”rgba(0,0,0,0.56)” background_color_gradient_overlays_image=”on” background_image=”https://champconsultants.co.uk/wp-content/uploads/2020/03/Awards.jpg” button_on_hover=”on”]We’d love you to become part of the legendary story being told by our fantastic customers [/et_pb_slide][/et_pb_fullwidth_slider][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”3.12″ background_color=”#ffffff” custom_padding=”0|0px|30px|0px|false|false”][et_pb_row make_fullwidth=”on” - [Surrey accountant | Surrey tax advisers – Champ Consultants](https://champconsultants.co.uk/about-us/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”3.12″ custom_padding=”0px|0px|0|0px|false|false”][et_pb_fullwidth_slider _builder_version=”3.12″ header_font=”|700|||||||” header_text_color=”#fcc000″ header_font_size=”65px” background_image=”https://champconsultants.co.uk/wp-content/uploads/2018/09/web-photos-01.jpg” custom_button=”on” button_text_size=”1px” button_text_color=”rgba(0,0,0,0)” button_bg_color=”rgba(252,192,0,0.1)” button_border_color=”rgba(0,0,0,0)” button_icon_color=”rgba(0,0,0,0)” button_text_color_hover=”rgba(0,0,0,0)” button_bg_color_hover=”rgba(0,0,0,0)” button_border_color_hover=”rgba(0,0,0,0)”][et_pb_slide heading=”Meet our team of Surrey accountants and Surrey tax advisers ” use_bg_overlay=”off” use_text_overlay=”off” _builder_version=”3.12″ header_text_color=”#ffffff” header_font_size_phone=”30px” header_font_size_last_edited=”on|phone” body_text_color=”#ffffff” use_background_color_gradient=”on” background_color_gradient_start=”rgba(0,0,0,0.33)” background_color_gradient_end=”rgba(0,0,0,0.61)” background_color_gradient_overlays_image=”on” background_image=”https://champconsultants.co.uk/wp-content/uploads/2020/03/Office-team.jpg” custom_button=”on” button_use_icon=”off”]We invest in friendly, well-qualified and knowledgeable people so that you can - [Social Media](https://champconsultants.co.uk/social-media-feed/) - Social Media - [Business financial advice Surrey | Business growth | Start-up financial advice – Champ Consultants](https://champconsultants.co.uk/business-growth/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”3.12″ custom_padding=”0px|0px|13px|0px|false|false”][et_pb_fullwidth_header title=”Business growth, start-up advice & business financial advice” subhead=”As a business owner it can be challenging to find trustworthy business support, but this is vital if you want your company, and your profits, to grow. 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[domicile vs residence UK tax](https://champconsultants.co.uk/tag/domicile-vs-residence-uk-tax/) - [gifts from overseas family UK](https://champconsultants.co.uk/tag/gifts-from-overseas-family-uk/) - [international inheritance tax UK](https://champconsultants.co.uk/tag/international-inheritance-tax-uk/) - [cross border inheritance tax UK](https://champconsultants.co.uk/tag/cross-border-inheritance-tax-uk/) - [seven year rule inheritance tax UK](https://champconsultants.co.uk/tag/seven-year-rule-inheritance-tax-uk/) - [does the 7 year rule apply to overseas gifts](https://champconsultants.co.uk/tag/does-the-7-year-rule-apply-to-overseas-gifts/) - [foreign inheritance UK tax](https://champconsultants.co.uk/tag/foreign-inheritance-uk-tax/) - [overseas money transfer tax UK](https://champconsultants.co.uk/tag/overseas-money-transfer-tax-uk/) - [UK tax on gifts from abroad](https://champconsultants.co.uk/tag/uk-tax-on-gifts-from-abroad/) - [inheritance tax for UK residents with overseas family](https://champconsultants.co.uk/tag/inheritance-tax-for-uk-residents-with-overseas-family/) - 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[government electric car grant UK](https://champconsultants.co.uk/tag/government-electric-car-grant-uk/) - [new electric car grant scheme](https://champconsultants.co.uk/tag/new-electric-car-grant-scheme/) - [electric vehicle incentives UK](https://champconsultants.co.uk/tag/electric-vehicle-incentives-uk/) - [electric car savings UK](https://champconsultants.co.uk/tag/electric-car-savings-uk/) - [electric car grant eligibility](https://champconsultants.co.uk/tag/electric-car-grant-eligibility/) - [qualifying electric vehicles UK](https://champconsultants.co.uk/tag/qualifying-electric-vehicles-uk/) - [electric car grant 2025](https://champconsultants.co.uk/tag/electric-car-grant-2025/) - [EV purchase discount UK](https://champconsultants.co.uk/tag/ev-purchase-discount-uk/) - [electric vehicle funding UK](https://champconsultants.co.uk/tag/electric-vehicle-funding-uk/) - [electric car scheme UK](https://champconsultants.co.uk/tag/electric-car-scheme-uk/) - [affordable electric cars UK](https://champconsultants.co.uk/tag/affordable-electric-cars-uk/) - [electric vehicle tax and finance UK](https://champconsultants.co.uk/tag/electric-vehicle-tax-and-finance-uk/) - [buying an electric car UK](https://champconsultants.co.uk/tag/buying-an-electric-car-uk/) - [electric vehicle costs UK](https://champconsultants.co.uk/tag/electric-vehicle-costs-uk/) - [UK government support for electric vehicles](https://champconsultants.co.uk/tag/uk-government-support-for-electric-vehicles/) - [electric car grant list price £37000](https://champconsultants.co.uk/tag/electric-car-grant-list-price-37000/) - [electric vehicle grant application UK](https://champconsultants.co.uk/tag/electric-vehicle-grant-application-uk/) - [electric car dealership grant UK](https://champconsultants.co.uk/tag/electric-car-dealership-grant-uk/) - [switch to electric vehicle UK](https://champconsultants.co.uk/tag/switch-to-electric-vehicle-uk/) - [electric vehicle benefits UK](https://champconsultants.co.uk/tag/electric-vehicle-benefits-uk/) - [electric car financial incentives UK](https://champconsultants.co.uk/tag/electric-car-financial-incentives-uk/) - [EV ownership costs UK](https://champconsultants.co.uk/tag/ev-ownership-costs-uk/) - [electric vehicle purchase advice UK](https://champconsultants.co.uk/tag/electric-vehicle-purchase-advice-uk/) - [UK EV grant scheme 2025](https://champconsultants.co.uk/tag/uk-ev-grant-scheme-2025/) - [electric car grant explained UK](https://champconsultants.co.uk/tag/electric-car-grant-explained-uk/)